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"Buying my first home - well, trying to!!"

i am 26yrs old and i am trying to become a first time buyer. i plan to buy with my partner but on my income only lets us get someowhere for about £120,000 so i am struggling to get a mortgage that will let me buy anything other than a run down wreck of a place!!

what can i do and are there any others out there who are having these problems??

i saw all that coverage in the papers at the weekend about shared ownership. has anyone got any experience with this?

any good first time buyer websites out there?

In the Bexley area..it needed a little work done to it but when they sell it I'll be worth more. Its so easy to get to London from there, the trains go to Charring Cross and Victoria. Not sure about Cannon street, might be a change, but my mum goes to Cannon Street every morning and it's not a problem.

where about in Kent? we need to get to Cannon St and Charing Cross so it would have to be either Sevenoaks or Tunbridge. 3 bed for 130k!! that is very cheap!! i keep thinking about buying a run down place but that will obviously cost me to do it up. thoughts?

My brother just bought a 3 bedroom place in Kent for 130k

I'm sure there are loads of 2 bedroom places in kent for 120k

believe what you want, i am looking into shared ownership for a reason. you guys havent come up with anything but ferguson did, whats wrong with that!?!? are all the people on this chatroom like you two??

sorry to butt in - thought i was helping

most of your messages seemed to be about first time buyers - I a was one myself and used that site (as well as ukfirsttimebuyer.com) if you find it useful as well thats great.....if you don't well I spose the world won't end

Cong_Man wrote:
> Wow! What an inventive way to spam the board! One JAT asks an innocent
> looking question, then another pops up with just the site that they
> need!!! What a coincidence?!?
>
> Am I cynical?

Not at all - incredibly 'coincidental'.

A bit sad to 'double-team-spam' a property advice website though.

JAT??? what are you on about?

these were the guys in the paper at the weekend (i think!?), just had a quick look, it looks v useful! it lists all the housing associations so i will get in touch with them.

have you used this for yourself? is the joint ownership guide worth getting as an alternative?

Wow! What an inventive way to spam the board! One JAT asks an innocent looking question, then another pops up with just the site that they need!!! What a coincidence?!?

Am I cynical?

I know a GREAT site for first time buyers www.firstrungnow.com

Advice on buying with a friend, shared ownership, key worker schemes, legal queries

Let me know what you think