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"Buying my first home - well, trying to!!"

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Wed 01/06/05 at 09:35
Regular
"The way it is"
Posts: 23
i am 26yrs old and i am trying to become a first time buyer. i plan to buy with my partner but on my income only lets us get someowhere for about £120,000 so i am struggling to get a mortgage that will let me buy anything other than a run down wreck of a place!!

what can i do and are there any others out there who are having these problems??

i saw all that coverage in the papers at the weekend about shared ownership. has anyone got any experience with this?

any good first time buyer websites out there?
Wed 01/06/05 at 11:50
Regular
"leaf it aaaaht"
Posts: 7,914
Willowjoe wrote:
> sixth form!!!!! God, i am 27 and struggling to get ontot the ladder...
> plenty of time yet son!!

You said you was 26 in the original post!

I'VE SPOTTED A FAKE!!!!!!!!!!!!!!
Wed 01/06/05 at 11:45
Regular
"..."
Posts: 9,808
I'd apologise if you could prove that I'm wrong...otherwise you'll just have to live with it. I work in IT and Telecoms Purchasing for a major tour operator. Not going to say anymore than that...
Wed 01/06/05 at 11:42
Regular
"The way it is"
Posts: 23
begs the question... what do you do for a living? am i going to far to ask for an apology?
Wed 01/06/05 at 11:41
Regular
"The way it is"
Posts: 23
sixth form!!!!! God, i am 27 and struggling to get ontot the ladder... plenty of time yet son!!
Wed 01/06/05 at 11:40
Regular
"In Soviet Russia..."
Posts: 3,934
I live with my parents. I've got to go through two years of sixth form before worrying about houses.

I think.
Wed 01/06/05 at 11:36
Regular
"..."
Posts: 9,808
*Shrugs* Meh, I like being evil. I have a good job, a good wife and a good house, that should make me smug, but actually it makes me arrogant...
Wed 01/06/05 at 11:35
Regular
"The way it is"
Posts: 23
cheers Rai, are you renting or have you bought a house? do you know any good plumbers?
Wed 01/06/05 at 11:32
Regular
"In Soviet Russia..."
Posts: 3,934
Well, at least you aren't trying to push spam website onto us.

I'm not an expert on mortgages and houses, so I'll just sit here. Welcome to the site.

And yeah, there are loads like 'those two'

*Points evil finger*
Wed 01/06/05 at 11:24
Regular
"The way it is"
Posts: 23
mortgages seem to be going down at the moment now that they think that the interest rate will go down or stay the same. nationwide have a fixed for 2 years at 4.69%. sounds good to me, have you had experience with nationwide or are you with someone else?
Wed 01/06/05 at 10:46
Regular
"Vodka Queen"
Posts: 4,927
Willowjoe wrote:
> JAT??? what are you on about?

Jat= Just arrived.

Good luck with the morgage. Thankfully we got our house when the prices were reasonable :)

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