Viewing Thread:
"Buying my first home - well, trying to!!"

i am 26yrs old and i am trying to become a first time buyer. i plan to buy with my partner but on my income only lets us get someowhere for about £120,000 so i am struggling to get a mortgage that will let me buy anything other than a run down wreck of a place!!

what can i do and are there any others out there who are having these problems??

i saw all that coverage in the papers at the weekend about shared ownership. has anyone got any experience with this?

any good first time buyer websites out there?

Cong_Man wrote:
> Wow! What an inventive way to spam the board! One JAT asks an innocent
> looking question, then another pops up with just the site that they
> need!!! What a coincidence?!?
>
> Am I cynical?

Not at all - incredibly 'coincidental'.

A bit sad to 'double-team-spam' a property advice website though.

sorry to butt in - thought i was helping

most of your messages seemed to be about first time buyers - I a was one myself and used that site (as well as ukfirsttimebuyer.com) if you find it useful as well thats great.....if you don't well I spose the world won't end

believe what you want, i am looking into shared ownership for a reason. you guys havent come up with anything but ferguson did, whats wrong with that!?!? are all the people on this chatroom like you two??

My brother just bought a 3 bedroom place in Kent for 130k

I'm sure there are loads of 2 bedroom places in kent for 120k

where about in Kent? we need to get to Cannon St and Charing Cross so it would have to be either Sevenoaks or Tunbridge. 3 bed for 130k!! that is very cheap!! i keep thinking about buying a run down place but that will obviously cost me to do it up. thoughts?

In the Bexley area..it needed a little work done to it but when they sell it I'll be worth more. Its so easy to get to London from there, the trains go to Charring Cross and Victoria. Not sure about Cannon street, might be a change, but my mum goes to Cannon Street every morning and it's not a problem.

Willowjoe wrote:
> JAT??? what are you on about?

Jat= Just arrived.

Good luck with the morgage. Thankfully we got our house when the prices were reasonable :)

mortgages seem to be going down at the moment now that they think that the interest rate will go down or stay the same. nationwide have a fixed for 2 years at 4.69%. sounds good to me, have you had experience with nationwide or are you with someone else?

Well, at least you aren't trying to push spam website onto us.

I'm not an expert on mortgages and houses, so I'll just sit here. Welcome to the site.

And yeah, there are loads like 'those two'

*Points evil finger*

cheers Rai, are you renting or have you bought a house? do you know any good plumbers?