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My girlfriend has it in her head to get a car. She can drive, I can't. BUt because I will be "reaping the benefits" of her being able to drive, she wants me to split the costs, 50/50.
Now, maybe it's just me, but the economics of running a car just don't seem to make good sense.
We have an option to buy a car to around the value of £3,000, spreading the payments over 3 years - interest free.
Great, I hear you cry.
But then you have to insure it. Quotes come in at the princely sum of £800. Immediately almost doubling the cost of the car over the three year payment period. But even once it's insured to drive, you can't *actually* drive the thing, because you have to tax it, too. Something to the tune of £120+ to get your little sticker. So far we're looking at just under £2,000 a year.
But still the car is not "roadworthy", as it can't drive without... ta da da da da daaaa - petrol. I'm told "it's nothing to worry about" and "about £20-30 a week". Ooh, some small figures. But let's read the small print here. £30 a week? That's £1,560 a year.
So, for the paltry, almost insignificant price of £3,560, we have a car for a year. Put in a better perspective, for only £10,680 we have the car for three years and it is fully paid for, by which time, we'll likely be bored of it and want a new one.
Now, I can either have a car, or go on holiday twice a year to the bahamas, throw money to the wind gathering useless possessions and betting on the lottery, and afford all the alcohol and takeaway food I could ever want.
Hmmmm. Decisions, decisions.
Somebody please tell me why on earth I would choose the car?
Now, maybe it's just me, but the economics of running a car just don't seem to make good sense.
We have an option to buy a car to around the value of £3,000, spreading the payments over 3 years - interest free.
Great, I hear you cry.
But then you have to insure it. Quotes come in at the princely sum of £800. Immediately almost doubling the cost of the car over the three year payment period. But even once it's insured to drive, you can't *actually* drive the thing, because you have to tax it, too. Something to the tune of £120+ to get your little sticker. So far we're looking at just under £2,000 a year.
But still the car is not "roadworthy", as it can't drive without... ta da da da da daaaa - petrol. I'm told "it's nothing to worry about" and "about £20-30 a week". Ooh, some small figures. But let's read the small print here. £30 a week? That's £1,560 a year.
So, for the paltry, almost insignificant price of £3,560, we have a car for a year. Put in a better perspective, for only £10,680 we have the car for three years and it is fully paid for, by which time, we'll likely be bored of it and want a new one.
Now, I can either have a car, or go on holiday twice a year to the bahamas, throw money to the wind gathering useless possessions and betting on the lottery, and afford all the alcohol and takeaway food I could ever want.
Hmmmm. Decisions, decisions.
Somebody please tell me why on earth I would choose the car?
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You pikey
"Horseless carriage? Pah, it'll never catch on"
Get the bus everywhere, share you lungs and space with horrible, wrong-faced mutants.
"Horseless carriage? Pah, it'll never catch on"
Get the bus everywhere, share you lungs and space with horrible, wrong-faced mutants.
The only good thing about cars is the convenience.
If it will not offer you that, dont get a car.
If it will not offer you that, dont get a car.
Insane Bartender wrote:
> no to all three questions
Well there's your answer, no point throwing money at something you don't need.
Why does your woman want one?
> no to all three questions
Well there's your answer, no point throwing money at something you don't need.
Why does your woman want one?
My choice is simple. I start work at 8:00. If I don't take my car, I take the bus.
If I take the bus, I have to leave the house at 6:25. If I take my car, it's &:15. That's 50 minutes.
On the way I home, I'd get back at 5:55 on the bus. In my car, it would be 4:35, that's another 80 minutes, a total of 130 minutes. Over two hours, every day.
Now if I go to work every day of the week, that's 10 hours 50 minutes.
If I work 47 weeks of the year, thats 30550 minutes, or 509 hours 10 minutes. More than 21 days, that's an extra three weeks of my time I'd spend travelling to and work.
Then there's comfort. The bus has no air conditioning, and Walter smells. Walter frequently gets the bus.
If I take the bus, I have to leave the house at 6:25. If I take my car, it's &:15. That's 50 minutes.
On the way I home, I'd get back at 5:55 on the bus. In my car, it would be 4:35, that's another 80 minutes, a total of 130 minutes. Over two hours, every day.
Now if I go to work every day of the week, that's 10 hours 50 minutes.
If I work 47 weeks of the year, thats 30550 minutes, or 509 hours 10 minutes. More than 21 days, that's an extra three weeks of my time I'd spend travelling to and work.
Then there's comfort. The bus has no air conditioning, and Walter smells. Walter frequently gets the bus.
does your girlfriend need the car?
Do you live with her?
Would you use it for good use?
Do you regularly use public transport or pike lifts from others?
Do you live with her?
Would you use it for good use?
Do you regularly use public transport or pike lifts from others?
no to all three questions
Insane Bartender wrote:
> Somebody please tell me why on earth I would choose the car?
So you can tick it off your, "places to do it" list.
On second thoughts, just rent one for that...or use the bus.
Do you actually require a car? Do you have long commutes? Is it going to vastly improve your life?
> Somebody please tell me why on earth I would choose the car?
So you can tick it off your, "places to do it" list.
On second thoughts, just rent one for that...or use the bus.
Do you actually require a car? Do you have long commutes? Is it going to vastly improve your life?
My girlfriend has it in her head to get a car. She can drive, I can't. BUt because I will be "reaping the benefits" of her being able to drive, she wants me to split the costs, 50/50.
Now, maybe it's just me, but the economics of running a car just don't seem to make good sense.
We have an option to buy a car to around the value of £3,000, spreading the payments over 3 years - interest free.
Great, I hear you cry.
But then you have to insure it. Quotes come in at the princely sum of £800. Immediately almost doubling the cost of the car over the three year payment period. But even once it's insured to drive, you can't *actually* drive the thing, because you have to tax it, too. Something to the tune of £120+ to get your little sticker. So far we're looking at just under £2,000 a year.
But still the car is not "roadworthy", as it can't drive without... ta da da da da daaaa - petrol. I'm told "it's nothing to worry about" and "about £20-30 a week". Ooh, some small figures. But let's read the small print here. £30 a week? That's £1,560 a year.
So, for the paltry, almost insignificant price of £3,560, we have a car for a year. Put in a better perspective, for only £10,680 we have the car for three years and it is fully paid for, by which time, we'll likely be bored of it and want a new one.
Now, I can either have a car, or go on holiday twice a year to the bahamas, throw money to the wind gathering useless possessions and betting on the lottery, and afford all the alcohol and takeaway food I could ever want.
Hmmmm. Decisions, decisions.
Somebody please tell me why on earth I would choose the car?
Now, maybe it's just me, but the economics of running a car just don't seem to make good sense.
We have an option to buy a car to around the value of £3,000, spreading the payments over 3 years - interest free.
Great, I hear you cry.
But then you have to insure it. Quotes come in at the princely sum of £800. Immediately almost doubling the cost of the car over the three year payment period. But even once it's insured to drive, you can't *actually* drive the thing, because you have to tax it, too. Something to the tune of £120+ to get your little sticker. So far we're looking at just under £2,000 a year.
But still the car is not "roadworthy", as it can't drive without... ta da da da da daaaa - petrol. I'm told "it's nothing to worry about" and "about £20-30 a week". Ooh, some small figures. But let's read the small print here. £30 a week? That's £1,560 a year.
So, for the paltry, almost insignificant price of £3,560, we have a car for a year. Put in a better perspective, for only £10,680 we have the car for three years and it is fully paid for, by which time, we'll likely be bored of it and want a new one.
Now, I can either have a car, or go on holiday twice a year to the bahamas, throw money to the wind gathering useless possessions and betting on the lottery, and afford all the alcohol and takeaway food I could ever want.
Hmmmm. Decisions, decisions.
Somebody please tell me why on earth I would choose the car?
Page: