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I just bought a new car, (well, 6 months old, but you know).
It's a BMW 318ti SE Compact and I pick it up on Monday.
I'm happy, although the insurance company made a mistook and having bought the car they then charged me 5 times more!
I recall destroying my mums front near side wheel the night I passed my test. although that was mainly my mates fault, and he paid half the repair costs.
Just under £300 last quote I got. seems reasonable.
> ßora† §agdiyeV wrote:
> for a start I would have to strongly recommend you take the 'second
> driver' option on a parents policy.
>
> Bad idea, you don't accrue No-Claims that way.
that's true, but what use are no claims when you are paying 2 thousand pounds per year for insurance.
> failing that get cheaper
> insurance such as third party, fire and theft, or third party only.
>
> Another bad idea. Those policies are practicall useless if you ever
> need to use your insurance.
third party fire and theft is a good policy, third party only I would be wary of taking if I had a nearly new car.
> third, do an advanced driver course, that'll drop your premiums a
> bit.
>
> doesn't make too much of a difference to be honest.
not sure how much it knocks off, but a friend told me their premium dropped afterwards. you may well be right about the difference.
> Don't think you could get a more secure car. And I did shop around -
> for AGES! Most places had the cheek to quote me £2000+!
that's insurance companies for you.
> Don't think you could get a more secure car. And I did shop around -
> for AGES! Most places had the cheek to quote me £2000+!
It's true.
My old car, 1.8 Cavi cost me £950 third party fire and theft. I had one quote for third party on that car at £2,400!
I paid £800 for the bloody car!
> Um.
> Go for a new insurance company.
Who are you with? And you Borat?
The lowest I could get was with Elephant.co.uk.
> How old are you E_B?
19. 20 on the 21st of this month.
What car you got, Borat?