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Basically, I'm 18, and I'm looking for one of these for ease of conveniece; making paying large amounts of money for things like petrol and that, on a regular basis, a lot simpler and hassle-free (I hate the thought of being seen, alone, with £50-odd in my back-pocket!).
I currently have a Current Account with Nationwide. But, after applying for a Credit/Debit card with them I found that I do not meet their "standards" set on only my part-time wages.
I do plan on working more 'full-time' sometime next year, but I really don't want to wait that long; for conveniece's sake.
So, if anyone has been in a similar situation to me; or if you know of any banks that might be able to give me what I want, I'd be grateful if you could give me some advice and help.
At the moment, I'm thinking of going with First Direct, since my mum reckons she can persuade them to take me. But what do you think?
Thanks to anyone who can help.
And I'm not bothered about it being a combination of the two or not. Infact, I always thought the `/´ [no, that's not a Japanese man with a big nose!] indicated "Credit OR Debit"... :)
And I'd rather have a Debit than a Credit one, I suppose...
But what exactly are the differences between the 3?
I was trying to say
I have a HSBC debit card and it does the trick for me.
I mock people with credit card debts exceeding £5,000 or with numerous loans taken out to pay for luxuries like cars or leather sofas, and more than anything else, I mock homeowners.
£250,000 just to call some bricks and mortar "your own"?
BWAHAHAHAHAAHHAHAHAHAA!
Basically, I'm 18, and I'm looking for one of these for ease of conveniece; making paying large amounts of money for things like petrol and that, on a regular basis, a lot simpler and hassle-free (I hate the thought of being seen, alone, with £50-odd in my back-pocket!).
I currently have a Current Account with Nationwide. But, after applying for a Credit/Debit card with them I found that I do not meet their "standards" set on only my part-time wages.
I do plan on working more 'full-time' sometime next year, but I really don't want to wait that long; for conveniece's sake.
So, if anyone has been in a similar situation to me; or if you know of any banks that might be able to give me what I want, I'd be grateful if you could give me some advice and help.
At the moment, I'm thinking of going with First Direct, since my mum reckons she can persuade them to take me. But what do you think?
Thanks to anyone who can help.