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"I just been approved for a credit card...."

Yay me??

Don't fall into that trap.

"approved"

i.e. Yes, you have money we can take from you/You have no money and we'd be delighted if you'd spend ours

Cut it up and throw it away :)

I can never understand why people spend money they haven`t got !

Like I said it's for emergenices.

I hope it stays like that :)

But then it really has nothing to do with me does it :)

I've been approved for a credit card, and I'm not even old enough to have one. The internet banners told me so.

Burn it.
If I can help it, I'm only ever going to have a debit card.

Lawrence wrote:
> Like I said it's for emergenices.

They all start off that way.

I've had one since I was 18. managed to not use it all the way up until I was 21, then it became too tempting to just 'put it on the credit card until I get paid'. But you don't pay it off, and face-raping interest puts on more than you seem to be paying off with the minimum payment.

It's very easy to lose a battle with a credit card.

Debit cards all the way.

SHEEPY wrote:
> Debit cards all the way.

Lawrence wrote:
> Like I said it's for emergenices.

Like when your wallet/purse is empty? Its then you walk away.