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Sat 25/11/00 at 11:47
Regular
Posts: 787
This is the thread for general chat.

Tell us how your day was, say hello or just introduce yourself if you're new to the site.



Post edited by Hmmm... on 29/12/2018 at 18:19.
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Mon 17/11/14 at 13:40
Regular
"And in last place.."
Posts: 2,054
DL wrote:
Age and experience should give a yearly reduction

Interesting you say that as I find my insurance goes up each year and I swap to a different insurer each year. The lazy part of me would prefer not to but those are the cards I'm dealt. I see no reason for a £9 a month rise.
Sun 16/11/14 at 23:14
Regular
"Feather edged ..."
Posts: 8,536
pb wrote:
I stand corrected.

... and I've just updated the '5 Words at a Time' thread ... ;¬)
Sun 16/11/14 at 10:45
Moderator
"possibly impossible"
Posts: 24,985
I stand corrected.
Sat 15/11/14 at 23:55
Regular
"Feather edged ..."
Posts: 8,536
pb wrote:
I think the car does come into it, but mostly for 'emissions', which often means cheaper cars cost more if they're older.

Hi pb ... totally late today!

Called at 5.50am this morning by a paramedic taking my father's partner into hospital and that father was left in bed unawares! I've finally arrived home after arranging urgent residential care between two counties!! He's now in a home ....

Emissions are 'car tax' defining these days and as such have no influence on car insurance. However, older cars have higher emissions anyway, but as they are older anyway their value drops ... street-wise for selling and insurance wise for getting a settlement. The emissions have nothing to do with insurance brokers etc.

For example, my car's emissions are 'fixed' and I pay tax accordingly. A more recent model, having far lower emissions, costs more because it is a newer vehicle and therefore more costly to insure in the case of a settlement ... no emission factor there.
Fri 14/11/14 at 23:57
Moderator
"possibly impossible"
Posts: 24,985
I think the car does come into it, but mostly for 'emissions', which often means cheaper cars cost more if they're older.
Fri 14/11/14 at 22:08
Regular
"Feather edged ..."
Posts: 8,536
dav2612 wrote:
Morning,

car insurance renewal came through today, a mere £100 increase for the year, no thanks. Having gone through the comparison website, one of the quotes is almost £2000. Really? The car isn't worth much more than that. More than 10 times the price of the cheapest quote.


Evening dave ...

These days 'the car' doesn't seem to figure in the quote ... it's the driver!

Age and experience should give a yearly reduction ... mine has always reduced yearly and on renewal I've always reviewed the 'annual mileage' and anything else on the renewal quote that could be reduced ... I'm no expert, but I pay around £250 a year for protected fully comp insurance.
Fri 14/11/14 at 19:01
Regular
"Feather edged ..."
Posts: 8,536
Evening all ...

Just passing, as problems again with father!!!!.

Our local 'street fair' was granted by Henry III and this is it ...

I so remember this and how we all wore the same drab clothes

Simpkin & James were the real deal grocers ... rather like Harrods of the day :¬)
Fri 14/11/14 at 11:55
Moderator
"possibly impossible"
Posts: 24,985
Car insurance isn't usually an issue for me, it's not a bad price. The MOT and Services though, that's another story.

6 minutes until lunch time now.
Fri 14/11/14 at 10:29
Regular
"And in last place.."
Posts: 2,054
Morning,

car insurance renewal came through today, a mere £100 increase for the year, no thanks. Having gone through the comparison website, one of the quotes is almost £2000. Really? The car isn't worth much more than that. More than 10 times the price of the cheapest quote.
Thu 13/11/14 at 22:39
Regular
"Feather edged ..."
Posts: 8,536
pb wrote:
Morning.

The wind here is really pushing those trees around. Not a good day to be out and about so...I'm not.


Weather hasn't been a problem here pb. My father has ... again ... but that 's for later.

Our annual street fair arrived Tuesday and was officially opened yesterday at 12 noon. The Royal Charter will now allow it to run until Saturday midnight.

Traffic congestion ... as usual ;¬)
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