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First off let me say I don't know a whole lot about this, just what I've haerd, but with plenty of us here either in, or wanting to go to, University, it seems suitable to start a topic.
I'm in my second year, on a Human Geography (BA) course at Nottingham Trent University, I live at home, get just over £3000 in repayable student loans, and my parents pay about £300 towards the tuition fees each year.
From my point of view, the change to a grant in 2004 is actually good, it's less for me to pay back when I finish, so no complaints on that front. However the grant, from what I've seen, is just £1100. Let's compare that to my current £3000 odd, bit of a shortfall eh ? Maybe it is £1100 a term, in that case you are looking at £3300, which is more like it. Living at home, running a car and travelling in means that my current loan works well. I've packed in work, sell some stuff on Ebay now and then, and I have money enough for what I want, including stuff like Broadband sub fees e.t.c. Anyone who is trying ot live away from home on the £3300 is going to need a job, at the very least. Whatever anyone says, having a job and being at university isn't always easy to do no matter how you balance time.
The proposed change to raise tuition fees for 2006 won't affect me, but it is bad. Realistically, when the University can set fees between £1000 and £3000 odd, which will it go for ? Certainly not £1000.... Make no mistake, this move will cut the numbers entering Universities IF the current government can make it that long.....
Blair accused Duncan Smith of opposing fairer access to universities today in parliament. Exsqueeze me ? Raising the fees, even with increased financial aid, still means all but the absolute poorest students will have to find a lot of money, on top of the shortfall between the grant/loans and how much it costs a year. Those whose families can afford it will be forced to pay even more.
This is a prime example of the sheer stupidity of the system in this country on nearly everything. If you earn little, you get some aid that nearly always is not truly sufficient, if you earn more then not only will taxes claw it from you, but you'll have to pay more towards everything else as well.
Yes, education is an investment, but realistically new under graduates that enter the system from 2006 will leave with massive debt, worse than now, along side the fact that everythign else in society will have increased in price. I mean come on, people go to university to get qualifications that will let the start a career, and now they'll be paying back loans until they're about 50, and the more they earn the more they will have to pay back, hence having les money as well !
Sheer stupidity, and about what I've come to expect in this country.
~~Belldandy~~
I'm in my second year, on a Human Geography (BA) course at Nottingham Trent University, I live at home, get just over £3000 in repayable student loans, and my parents pay about £300 towards the tuition fees each year.
From my point of view, the change to a grant in 2004 is actually good, it's less for me to pay back when I finish, so no complaints on that front. However the grant, from what I've seen, is just £1100. Let's compare that to my current £3000 odd, bit of a shortfall eh ? Maybe it is £1100 a term, in that case you are looking at £3300, which is more like it. Living at home, running a car and travelling in means that my current loan works well. I've packed in work, sell some stuff on Ebay now and then, and I have money enough for what I want, including stuff like Broadband sub fees e.t.c. Anyone who is trying ot live away from home on the £3300 is going to need a job, at the very least. Whatever anyone says, having a job and being at university isn't always easy to do no matter how you balance time.
The proposed change to raise tuition fees for 2006 won't affect me, but it is bad. Realistically, when the University can set fees between £1000 and £3000 odd, which will it go for ? Certainly not £1000.... Make no mistake, this move will cut the numbers entering Universities IF the current government can make it that long.....
Blair accused Duncan Smith of opposing fairer access to universities today in parliament. Exsqueeze me ? Raising the fees, even with increased financial aid, still means all but the absolute poorest students will have to find a lot of money, on top of the shortfall between the grant/loans and how much it costs a year. Those whose families can afford it will be forced to pay even more.
This is a prime example of the sheer stupidity of the system in this country on nearly everything. If you earn little, you get some aid that nearly always is not truly sufficient, if you earn more then not only will taxes claw it from you, but you'll have to pay more towards everything else as well.
Yes, education is an investment, but realistically new under graduates that enter the system from 2006 will leave with massive debt, worse than now, along side the fact that everythign else in society will have increased in price. I mean come on, people go to university to get qualifications that will let the start a career, and now they'll be paying back loans until they're about 50, and the more they earn the more they will have to pay back, hence having les money as well !
Sheer stupidity, and about what I've come to expect in this country.
~~Belldandy~~
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Heh i dont want to go to uni ..... and i know why ;p
I also feel students in England and Wales are getting unfairly bugggered
I'll be same as cookie monster
Get tutition fees payed, stay at home, hope on train to Uni just need to pay for books and booze.
Get tutition fees payed, stay at home, hope on train to Uni just need to pay for books and booze.
Hopefully i will finish my course with no debts. Since the government pay for my tuition fees, and since i live at home i only really need to worry about buying books and stuff.
I live at home and i'm in my first year. I reckon i wont be in any debt at all come the end of the 3 years. I aint taking out any loans either.
My Parents are paying all my fees ya see. You need rich parents if you wanna leave uni without massive debts.
My Parents are paying all my fees ya see. You need rich parents if you wanna leave uni without massive debts.
Right, I worked this out earlier. I think.
They're raising the cost of it all by £1000 - £3000. Lets say that a uni raises it by the minimum, £1000 (which, by the way, I can't see them doing).
The give grants to people with a household income of under £10,000. The grants will be £1000.
£1000 - £1000 = erm...nothing. Nothing extra for poor kids, more to pay for eveyone else.
How, exactly, are they managing to sell it off as 'education for everyone'? It's not education for everyone, it's education for the rich. That doesn't make much sense.
They're raising the cost of it all by £1000 - £3000. Lets say that a uni raises it by the minimum, £1000 (which, by the way, I can't see them doing).
The give grants to people with a household income of under £10,000. The grants will be £1000.
£1000 - £1000 = erm...nothing. Nothing extra for poor kids, more to pay for eveyone else.
How, exactly, are they managing to sell it off as 'education for everyone'? It's not education for everyone, it's education for the rich. That doesn't make much sense.
Well the ones of us living at home, thats 4 including me, reckon just about under 10,000, plus any credit cards/overdrafts. I've cleared my credit card already and am working on the overdraft, which got ran up financing many an Xbox game :) Seriously though, the ones living away fom home, including those whose parents have had to front up all the fees, reckon they're looking at just short of £15000 ish.
~~Belldandy~~
~~Belldandy~~
Bah, working a part-time job at uni is hardly a hardship.
I was on a fairly labour-intensive course - 25 hours a week of scheduled classes, and I EASILY found time to fit a part time bar job in around homework and an active social life.
Just out of interest (I graduated a few years ago), how much debt do you and your mates reckon you'll leave with? I left with between 12k and 15k (I forget exactly how much) in '99. I could have been more careful with my cash, but I had fun.
I was on a fairly labour-intensive course - 25 hours a week of scheduled classes, and I EASILY found time to fit a part time bar job in around homework and an active social life.
Just out of interest (I graduated a few years ago), how much debt do you and your mates reckon you'll leave with? I left with between 12k and 15k (I forget exactly how much) in '99. I could have been more careful with my cash, but I had fun.
First off let me say I don't know a whole lot about this, just what I've haerd, but with plenty of us here either in, or wanting to go to, University, it seems suitable to start a topic.
I'm in my second year, on a Human Geography (BA) course at Nottingham Trent University, I live at home, get just over £3000 in repayable student loans, and my parents pay about £300 towards the tuition fees each year.
From my point of view, the change to a grant in 2004 is actually good, it's less for me to pay back when I finish, so no complaints on that front. However the grant, from what I've seen, is just £1100. Let's compare that to my current £3000 odd, bit of a shortfall eh ? Maybe it is £1100 a term, in that case you are looking at £3300, which is more like it. Living at home, running a car and travelling in means that my current loan works well. I've packed in work, sell some stuff on Ebay now and then, and I have money enough for what I want, including stuff like Broadband sub fees e.t.c. Anyone who is trying ot live away from home on the £3300 is going to need a job, at the very least. Whatever anyone says, having a job and being at university isn't always easy to do no matter how you balance time.
The proposed change to raise tuition fees for 2006 won't affect me, but it is bad. Realistically, when the University can set fees between £1000 and £3000 odd, which will it go for ? Certainly not £1000.... Make no mistake, this move will cut the numbers entering Universities IF the current government can make it that long.....
Blair accused Duncan Smith of opposing fairer access to universities today in parliament. Exsqueeze me ? Raising the fees, even with increased financial aid, still means all but the absolute poorest students will have to find a lot of money, on top of the shortfall between the grant/loans and how much it costs a year. Those whose families can afford it will be forced to pay even more.
This is a prime example of the sheer stupidity of the system in this country on nearly everything. If you earn little, you get some aid that nearly always is not truly sufficient, if you earn more then not only will taxes claw it from you, but you'll have to pay more towards everything else as well.
Yes, education is an investment, but realistically new under graduates that enter the system from 2006 will leave with massive debt, worse than now, along side the fact that everythign else in society will have increased in price. I mean come on, people go to university to get qualifications that will let the start a career, and now they'll be paying back loans until they're about 50, and the more they earn the more they will have to pay back, hence having les money as well !
Sheer stupidity, and about what I've come to expect in this country.
~~Belldandy~~
I'm in my second year, on a Human Geography (BA) course at Nottingham Trent University, I live at home, get just over £3000 in repayable student loans, and my parents pay about £300 towards the tuition fees each year.
From my point of view, the change to a grant in 2004 is actually good, it's less for me to pay back when I finish, so no complaints on that front. However the grant, from what I've seen, is just £1100. Let's compare that to my current £3000 odd, bit of a shortfall eh ? Maybe it is £1100 a term, in that case you are looking at £3300, which is more like it. Living at home, running a car and travelling in means that my current loan works well. I've packed in work, sell some stuff on Ebay now and then, and I have money enough for what I want, including stuff like Broadband sub fees e.t.c. Anyone who is trying ot live away from home on the £3300 is going to need a job, at the very least. Whatever anyone says, having a job and being at university isn't always easy to do no matter how you balance time.
The proposed change to raise tuition fees for 2006 won't affect me, but it is bad. Realistically, when the University can set fees between £1000 and £3000 odd, which will it go for ? Certainly not £1000.... Make no mistake, this move will cut the numbers entering Universities IF the current government can make it that long.....
Blair accused Duncan Smith of opposing fairer access to universities today in parliament. Exsqueeze me ? Raising the fees, even with increased financial aid, still means all but the absolute poorest students will have to find a lot of money, on top of the shortfall between the grant/loans and how much it costs a year. Those whose families can afford it will be forced to pay even more.
This is a prime example of the sheer stupidity of the system in this country on nearly everything. If you earn little, you get some aid that nearly always is not truly sufficient, if you earn more then not only will taxes claw it from you, but you'll have to pay more towards everything else as well.
Yes, education is an investment, but realistically new under graduates that enter the system from 2006 will leave with massive debt, worse than now, along side the fact that everythign else in society will have increased in price. I mean come on, people go to university to get qualifications that will let the start a career, and now they'll be paying back loans until they're about 50, and the more they earn the more they will have to pay back, hence having les money as well !
Sheer stupidity, and about what I've come to expect in this country.
~~Belldandy~~
Page: