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Prepare yourself - there are a lot of questions coming! But remember, this is my style of topic. Don't treat it like a questionnaire. These questions are only here to give you an idea of things to discuss in this topic.
How do you feel about disclosing your details? Who would you disclose them to? When buying things, what places do you go to, and how do you go about finding new places to shop? Remember, that finding a new place to shop means that if you buy something there, you're disclosing your details to a shop which is effectively a stranger to you.
How do you balance out security and convenience? Do you have all your passwords saved on your computer so that the form AutoCompletes? And what security do you have on your wireless network, if you have one? Do you have a firewall too? And do you have anything like a firewall, spy/as/malware detection, etc?
When you receieve a suspicious email, how do you deal with it? If it appears to come from someone you know or a company you know, but is somewhat suspicious, what do you do? What are you like for clicking links and making sure they go to the correct place? Do you (know how to) check email headers to make sure the email isn't phished?
And moving away from the computer a bit now - what do you carry around with you in the street? Do you prefer to pay for things with card or cash? What's the max amount of money that you ever take with you? How do you feel about people giving you suspicious looks because you're young?
Also, what are you like with public amenities? In one episode of The Real Hustle, they set up a fake cash machine i nthe middle of the street. It looked like a cash machine, but it was kind of like a booth in the middle of the pavement, and only said "Cash" on it to make it look legit. How would you feel about that? Would you use it? Or are you the sort of person who only ever withdraws cash from a machine affiliated or directly connected to a bank? What things do you do when you go up to a cash machine anyway? Do you check it out before using it to make sure it's safe?
And how do you feel about using Chip and PIN in a shop? Do you cover the machine with your other hand whilst you type in your PIN in case of any shoulder surfers? And speaking of Chip and PIN - on the same aforementioned episode of The Real Hustle, a woman was seen applying for a job. She was entering her details into a computer for the application. Would you question the reason for them asking for things like your bank details, or would you just do it through fear of making them think you don't trust them and hence risk losing the job? Also, at the end of the form that she was filling in, she was asked for a 4-digit numerical code to protect her application. She used her bank card's PIN number. What would you do?
Okay, that'll do.
Discuss!
I've always avoided credit cards like the plague, because they are the cause of debt, among other things like greed, but I'm not the sort of person to buy something if I know I can't afford it, then get into debt because I paid on my credit card instead. If I can't afford, I can't have, but usually if I can't afford it, it's not safe to carry that amount of money around in cash anyway!
> Twain wrote:
> >And one thing I
> don't do anyway is credit cards. I don't think I will ever own
> a
> credit card. Too risky, and the whole reason people get into
> debt.
>
> I can't see myself walking in to Tesco with £100 in notes
> in my pocket each week...
Do they take debit cards? My mum shops at Tesco, but it's one place where I've only ever bought little things at, totalling less than £20, which I don't mind carrying.
>And one thing I
> don't do anyway is credit cards. I don't think I will ever own a
> credit card. Too risky, and the whole reason people get into
> debt.
>
I can't see myself walking in to Tesco with £100 in notes in my pocket each week...
I have a vast assortment of passwords, but I think my bank details and sites which handle my money (eg. Paypal) are the only ones which have unique passwords.
I don't disclose my details to anyone I don' trust, or any sites that smell phishy. I have a simple rule that I say to people who approach me in the street or ring up about a service they think I might like: don't call me, I'll call you. And one thing I don't do anyway is credit cards. I don't think I will ever own a credit card. Too risky, and the whole reason people get into debt.
When I go to a cash machine, I will check it out before using it. It has to be affiliated to a bank, and built into the wall of somewhere i know and trust. I'll also have a look around the machine for anything suspicious before using it, like cameras. And even when I use one, I cover the keypad with my other hand.
And I never run anti-virus or anti-spyware software :)
I think in general most sites are safe...it's those irritating scams that p*ss me off.
Personally I feel mostly safe and take steps to prevent fraud where possible; running a spyware checker routinely, having blockers for net use and pop-ups etc and not keeping any passwords on the computer. Those I do have are on paper, but coded in such a way that only I would remember them.
There are still chances where I could have my details stolen, but I try to limit them, more out of sense than paranoia. After all, you wouldn't leave your wallet lying around in a shop, so why leave your digital details lying around?
Prepare yourself - there are a lot of questions coming! But remember, this is my style of topic. Don't treat it like a questionnaire. These questions are only here to give you an idea of things to discuss in this topic.
How do you feel about disclosing your details? Who would you disclose them to? When buying things, what places do you go to, and how do you go about finding new places to shop? Remember, that finding a new place to shop means that if you buy something there, you're disclosing your details to a shop which is effectively a stranger to you.
How do you balance out security and convenience? Do you have all your passwords saved on your computer so that the form AutoCompletes? And what security do you have on your wireless network, if you have one? Do you have a firewall too? And do you have anything like a firewall, spy/as/malware detection, etc?
When you receieve a suspicious email, how do you deal with it? If it appears to come from someone you know or a company you know, but is somewhat suspicious, what do you do? What are you like for clicking links and making sure they go to the correct place? Do you (know how to) check email headers to make sure the email isn't phished?
And moving away from the computer a bit now - what do you carry around with you in the street? Do you prefer to pay for things with card or cash? What's the max amount of money that you ever take with you? How do you feel about people giving you suspicious looks because you're young?
Also, what are you like with public amenities? In one episode of The Real Hustle, they set up a fake cash machine i nthe middle of the street. It looked like a cash machine, but it was kind of like a booth in the middle of the pavement, and only said "Cash" on it to make it look legit. How would you feel about that? Would you use it? Or are you the sort of person who only ever withdraws cash from a machine affiliated or directly connected to a bank? What things do you do when you go up to a cash machine anyway? Do you check it out before using it to make sure it's safe?
And how do you feel about using Chip and PIN in a shop? Do you cover the machine with your other hand whilst you type in your PIN in case of any shoulder surfers? And speaking of Chip and PIN - on the same aforementioned episode of The Real Hustle, a woman was seen applying for a job. She was entering her details into a computer for the application. Would you question the reason for them asking for things like your bank details, or would you just do it through fear of making them think you don't trust them and hence risk losing the job? Also, at the end of the form that she was filling in, she was asked for a 4-digit numerical code to protect her application. She used her bank card's PIN number. What would you do?
Okay, that'll do.
Discuss!