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"Using PayPal to accept credit card payments."

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Wed 02/02/05 at 15:43
Regular
Posts: 332
Has anyone here had any experience using PayPal as a means of accepting credit card payments on a website?

I must admit I've never used PayPal to buy anything myself - I'm looking for an easy way to accept CC's without applying for an Internet Merchant Account (which is an expensive minefield).

Thanks.
Thu 03/02/05 at 08:49
Regular
"l33t cs50r"
Posts: 2,956
WorldPay is a good alternative and is in partnership with the HSBC iirc.
Thu 03/02/05 at 01:10
Regular
"Devil in disguise"
Posts: 3,151
GWD wrote:
> Thanks for that. I have already looked at Natwest's Fastpay - all
> sounds ok until you see that all your customers will have to sign up
> for a FastPay account which I've read can take a "few days"
> ! Enough to put nearly everyone off...

If I remember correctly, you sign up and you're allowed to make one payment of up to £100, before you can make anymore you have to verify the credit/debit card you used (in the same way that paypal does card verification). May have changed of course.
Wed 02/02/05 at 17:23
Regular
Posts: 332
Garin wrote:
> As another thought, see if fastpay.com has anything to offer you.

Thanks for that. I have already looked at Natwest's Fastpay - all sounds ok until you see that all your customers will have to sign up for a FastPay account which I've read can take a "few days" ! Enough to put nearly everyone off...
Wed 02/02/05 at 16:52
Regular
"Devil in disguise"
Posts: 3,151
GWD wrote:
> So in your experience did/does it work ok for you?
>
Well it works yes. Never had any problems with it, but then if you read things like http://www.paypalsucks.com/ it can give you pause for thought.

> "dont trust paypal" - that's part of the problem! But in my
> opinion Nochex look an even worse option. At least paypal provide a
> 'phone number for Customer Service, Nochex look abit underground to
> me.
>

Paypal is the one with the bad rep for customer service btw. :) You find nochex untrustworthy, equally I know of people who have the opposite opinion. Experience has taught me that the only thing you can do to help get past the "confidence/trust" issue is either to offer several options for payment or go the whole way and get yourself a merchant account.

> I believe you can now also buy using PayPal without signing up for an
> account which is a benefit.

You can with nochex too. As another thought, see if fastpay.com has anything to offer you.
Wed 02/02/05 at 16:10
Regular
Posts: 332
Garin wrote:
> Yes.
> Answer your question ok? :P
>
> You might look at offering a range of payment methods, eg nochex.com,
> as some people dont trust paypal at all.

So in your experience did/does it work ok for you?

"dont trust paypal" - that's part of the problem! But in my opinion Nochex look an even worse option. At least paypal provide a 'phone number for Customer Service, Nochex look abit underground to me.

I believe you can now also buy using PayPal without signing up for an account which is a benefit.
Wed 02/02/05 at 15:58
Regular
"Devil in disguise"
Posts: 3,151
Yes.
Answer your question ok? :P

You might look at offering a range of payment methods, eg nochex.com, as some people dont trust paypal at all.
Wed 02/02/05 at 15:43
Regular
Posts: 332
Has anyone here had any experience using PayPal as a means of accepting credit card payments on a website?

I must admit I've never used PayPal to buy anything myself - I'm looking for an easy way to accept CC's without applying for an Internet Merchant Account (which is an expensive minefield).

Thanks.

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