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"Insurance Claim - What do I do?"

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Mon 27/11/06 at 13:04
Moderator
"possibly impossible"
Posts: 24,985
Ok, so just popped out to post a parcel and on the way back, at a roundabout, I got hit by a car that had been hit, in turn, by another car from behind.

The girl behind her admitted full responsibility (as she should), but I'm in two minds whether to claim or not. I didn't have the handbrake on, luckily, so the impact wasn't that bad, just two tiny indents in the back of my car (though I'm assuming no other damage to frame or suspension etc).

But I feel a little guilty claiming for small scratches, it's a new car (few months old) and I wanted to keep it as nice as possible. I know what my wife will say (claim!) but I feel sorry for the girl as she's going to get a claim for the other car she went in to already.

So what do you lot reckon I should do? Am I being too nice or should I forget it?
Mon 27/11/06 at 13:25
Regular
Posts: 14,437
Claim away! Go for whiplash too - she isn't lumbered with the cost, that's what insurance is for!

Nothing to feel guilty about.
Mon 27/11/06 at 13:04
Moderator
"possibly impossible"
Posts: 24,985
Ok, so just popped out to post a parcel and on the way back, at a roundabout, I got hit by a car that had been hit, in turn, by another car from behind.

The girl behind her admitted full responsibility (as she should), but I'm in two minds whether to claim or not. I didn't have the handbrake on, luckily, so the impact wasn't that bad, just two tiny indents in the back of my car (though I'm assuming no other damage to frame or suspension etc).

But I feel a little guilty claiming for small scratches, it's a new car (few months old) and I wanted to keep it as nice as possible. I know what my wife will say (claim!) but I feel sorry for the girl as she's going to get a claim for the other car she went in to already.

So what do you lot reckon I should do? Am I being too nice or should I forget it?

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