Viewing Thread:
"I got me a credit card"

Tis true

Lil Ginge wrote:
> I am trying to go through life with out the need of a credit card till
> it is no longer possible... why?

I got one to save me having to carry around cash, it also doubles as a club-card.

drinks are on NB

Despite rarely using it, I've been upped to £10,000. I bet they just want me to spend it all so they can try and reposess my house. Great way of getting it on the cheap.

I have a credit card, fortunately it has the piffling limit of 400 quid. Finances are a sore subject at the moment though, I'm over my overdraft limit and am waiting to see how long it is until I get bollocked.

I am trying to go through life with out the need of a credit card till it is no longer possible... why?

because they are the vices that make rich people poor and good people stupid! - no offence!

I was thinking of getting a Debit Card - their not as bad. One day I will too join the 'have no money but heck Ill put ut on this meaningless plastic card' crew.. d'oh

i dont want a credit card..i know me..id run up huuuuge debts and i'd get my house and tv taken by the debt collectors

Definetly. I just changed mine to get six months interest free. Usually have the balance so low on the plastic that it's not worthwhile, but a little bloated after Christmas and was suprised how easy a process it is. Must have taken all of five minutes to apply on-line, sign and return the form they send you out and that's the job done.

Also remember to change it every 9 months so you forever have it at interest free.

Remember: it's like free money.

Note: this isn't good financial advice.

Better get the overtime applied for then :)