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Regular
on 01/10/2008 at 3:55:50PM
Total Posts: 10835 |
Seriously, it's awful seeing all these banks collapsing. If your money isnt safe in a bank then where can we keep our savings? Maybe we should invest it in gold bars and bury them in the garden?
This is all Garins fault. I told him that an economy dependant on debt is just not going to work. If I give the bank £1, how the hell can they magically turn that into £9 and give as a loan or a morgage. What if everyone stopped borrowing money and started saving? Is that not what the banks want us to do?
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pb
"Spoooooon!"
Moderator
on 09/10/2008 at 2:46:18PM
Total Posts: 7715
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We're in East Devon, which isn't on there, but Exeter is and that might have a knock-on effect as our neighbouring borough.
Wouldn't worry too much about HSBC, Machie, they're in ok form compared to the smaller banks.
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hippyman
"Proud Gashead!"
Regular
on 07/10/2008 at 3:11:28PM
Total Posts: 1962
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Heh, twas my fault. So I quit!
No seriously, things are still looking bad... Think it may be best to chuck the £35k into the organisations and then bury the rest in the garden...
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Machie
Regular
on 07/10/2008 at 11:39:07AM
Total Posts: 10835
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I was stupid and opened accounts in all major banks and building societies, including Halifax. What's going to happen to my account and ISA savings thing I havent looked at for 3 years?
I thought this $800 gazillion bailout was suppose to fix the economy. All the share prices are falling still. The ftse 100 was at the lowest its been since 2004. Who's to blame for all this? I want to see people getting fired.
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hippyman
"Proud Gashead!"
Regular
on 07/10/2008 at 9:14:42AM
Total Posts: 1962
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Machie wrote:
> *gulp* My mum saw a news camera team outside our HSBC bank
> earlier today. I don't think they were there to report about the
> flooding, as there isn't any at the moment. :/
I'm an HSBC customer..*gulp*
But luckily I'm with Nationwide as well. Despite their complete farcical way of dealing with things, I think they are the most secure organisation. But I could have been brainwashed into thinking that!
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Machie
Regular
on 06/10/2008 at 10:42:30PM
Total Posts: 10835
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*gulp* My mum saw a news camera team outside our HSBC bank earlier today. I don't think they were there to report about the flooding, as there isn't any at the moment. :/
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Machie
Regular
on 02/10/2008 at 12:26:49PM
Total Posts: 10835
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If only they watched Ducktales when they were a kid. |
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Alfonse In Velour
"I like apples."
Regular
on 01/10/2008 at 11:16:37PM
Total Posts: 5985
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Or we could draw on Machie's initial idea and invest in shovels. What a deliciously evil way to benefit from these economically uncertain times.
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MarcoG
"Thinking and typing"
Regular
on 01/10/2008 at 10:44:13PM
Total Posts: 188
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Hmm, maybe we need to go and invest our money in ping pong balls or something like that???
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pete_21
"cant think of a tag"
Regular
on 01/10/2008 at 10:17:17PM
Edited: 1/10/08 22:37 Total Posts: 710
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Yeah,thats what I meant.Didn't word that very clearly did I ?.
Although NS&I and Northern rock (which has been effectively nationalised) offer extra protection as they are backed by HM treasury.Irish banks now also have unlimited cover but I think this is only for a period of the next two years ? (Post Office savings is Bank Of Ireland).
Right,now I know the safest places to store any huge piles of cash which I haven't got !.
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hippyman
"Proud Gashead!"
Regular
on 01/10/2008 at 8:50:44PM
Total Posts: 1962
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pete_21 wrote:
> Alfonse In Velour wrote:
> So what happens if a bank holding your money collapses? Do you
> lose everything?
>
> No,your covered up to 35K per single account and 70K per joint
> account.
Basically 35k per person per financial institution - not by account.
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pete_21
"cant think of a tag"
Regular
on 01/10/2008 at 7:33:05PM
Total Posts: 710
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Alfonse In Velour wrote:
> So what happens if a bank holding your money collapses? Do you
> lose everything?
No,your covered up to 35K per single account and 70K per joint account.
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Alfonse In Velour
"I like apples."
Regular
on 01/10/2008 at 7:10:07PM
Total Posts: 5985
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So what happens if a bank holding your money collapses? Do you lose everything?
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spoonbeast
"eat toast!"
Regular
on 01/10/2008 at 4:09:41PM
Total Posts: 661
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apparently going to smaller banks might be a good idea. I use to have a massive piggy bank to hold my money when i was a kid as i didn't trust them.
I'll probably fall back to old ways but not quite yet.
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Machie
Regular
on 01/10/2008 at 3:55:50PM
Total Posts: 10835
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Seriously, it's awful seeing all these banks collapsing. If your money isnt safe in a bank then where can we keep our savings? Maybe we should invest it in gold bars and bury them in the garden?
This is all Garins fault. I told him that an economy dependant on debt is just not going to work. If I give the bank £1, how the hell can they magically turn that into £9 and give as a loan or a morgage. What if everyone stopped borrowing money and started saving? Is that not what the banks want us to do?
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